Your Next Address.
Your Best Investment.
One expert. Two licenses. Buy your home and secure your financing through a single trusted professional on Florida's Space Coast.
Both licenses meet in one person, so you have one point of contact from search to closing.
One Expert. Two Licenses.
Most buyers hire an agent, then go looking for a lender. With Gretza, the home search and the financing are handled by the same person.
Four Steps to Keys in Hand
A simple process built around your timeline, your goals, and your peace of mind.
Get Pre-Qualified
Gretza reviews your finances and matches you with the right loan before you tour a single home.
Know your budgetFind Your Home
With your budget set, she guides your search across Brevard County: new construction, resale, and off-market.
Shop with confidenceNegotiate & Close
She structures your offer, negotiates for you, and manages the loan, so the closing table holds no surprises.
No surprisesMove In
From first conversation to keys in hand, one call handles everything.
Welcome homeFind the Loan That Fits You
Six loan programs, compared at a glance. Gretza walks you through the details of each one.
Minimum Down Payment
On a $400,000 home
Which Program Fits You?
Matched to buyer type
| Program | First-Time | Military | Investor | Owner | Luxury |
|---|---|---|---|---|---|
| FHA | |||||
| Conventional | |||||
| VA | |||||
| Investment / DSCR | |||||
| Refinance | |||||
| Jumbo |
See Where Your Money Goes
Move the sliders to estimate your monthly payment and the total cost of your loan.
Estimate of principal & interest only. Does not include taxes, insurance, HOA, or mortgage insurance.
Get an Exact RateTrained for Every Kind of Client
Six professional designations plus an MBA in Finance, covering buyers, sellers, retirees, military families, and pricing strategy.
Outcomes, by the Numbers
"Gretza handled our entire purchase from pre-approval through closing. Having one person manage both sides removed so much stress."
"As a veteran, I was grateful she knew VA loans inside and out. She found us the home AND the financing that fit our situation perfectly."
"Gretza is the only agent I've worked with who also understands the financing side. That combination is rare and genuinely valuable."
Serving the Space Coast
Brevard County's top communities, from the beachside to inland neighborhoods.
- TitusvilleMainland
- Merritt IslandIsland
- Cape CanaveralBeachside
- Cocoa BeachBeachside
- RockledgeMainland
- VieraMainland
- Satellite BeachBeachside
- IndialanticBeachside
- MelbourneMainland
- West MelbourneMainland
- Palm BayMainland
Gretza Roman
Licensed Real Estate Agent • Licensed Loan Officer
Gretza holds both a Florida real estate license and a mortgage loan officer license. Few professionals hold both, and she chose that combination on purpose.
For over 15 years she has served buyers, sellers, veterans, retirees, and investors across Brevard County. Her clients come back because one conversation handles everything.
Ready to Find Your Next Address?
Book a free consultation. Buying, selling, refinancing, or investing, one conversation covers it all.
Message Received
Gretza will be in touch within one business day. For time-sensitive matters, call (321) 210-6271.